How My Cash-Buying Process Works

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smiling Howard Investments clients after a cash home sale

How the process works

Timeframe: Once I get your property information, I’ll review your home and put together a cash offer built around your situation. If you like it, I can often finalize the sale in as few as seven days. Need more time? No problem—I’ll adjust to your schedule so the whole process stays focused on you.

Step 1: Call Me or Reach Out Online

Reach out and tell me about your property, your current situation, and how fast you need to sell in Southern Indiana, Louisville, or nearby.

Step 2: Get Your No-Obligation Cash Offer

I review the details, look at similar homes nearby, and present a prompt, competitive cash offer—often during our first conversation.

Step 3: You Choose the Closing Date

Take the time you need to review your options. If you accept, you simply pick the closing date that works best for you, and my team and I handle the rest.

Selling your Southern Indiana home can be a quick & easy process

I buy houses in and around Southern Indiana, Louisville, and Clark County. I’m not listing your house—I’m the one actually buying your home for cash.

Because I pay cash and buy directly from you, I can close fast—often in days—or on the exact timeline you choose.

Howard Investments buys older homes that need repairs like this boarded up house

Work With a Local Buyer

No fees – No commissions


Unlike listing a house with a traditional agent, I charge no fees, no commissions, and no hidden costs when I buy your home.


You never have to worry about extra money coming out of your pocket to sell your house fast in Southern Indiana or the Louisville area.


You don’t have to worry about getting your house “market-ready”—no cleaning for showings, open houses, or last-minute walkthroughs.


I want to buy your house as-is—repairs, updates, and cleanout are all on me, not you.


No matter how ugly or pretty it is and no matter the location, I buy houses in Southern Indiana, Louisville, and Clark County in any condition.

happy clients after a Howard Investments cash home sale
residential house in Southern IndianaIndiana

I make it easy

Don’t worry about fixing anything or deep cleaning your house over and over for buyer after buyer or agent showings.

residential house in Southern IndianaIndiana

I don’t care how dirty your house is (I’ve seen worse!) or how many repairs are needed—roof, foundation, or anything else. 


older home in Southern IndianaIndiana

Is it a complete fixer? Great! I love projects and problem properties in Jeffersonville and around Clark County.


Happy Howard Investments clients after a cash home sale

Let me save you time, remove the stress, and put more cash in your pocket when you sell.


Frequently Asked Questions

What does “as-is” mean?

I buy your home as-is, meaning you don’t have to do repairs, fix it up, or get it ready for showings. After I buy it, my team and I handle all repairs, inspections, and cleanout. I factor that work into my offer, but it saves you the cash, time, and headache of trying to get the house ready to sell.

What does an “all-cash offer” mean?

All-cash means exactly that—all cash for your home. Because I’m a real estate investor buying your house directly, I don’t rely on bank loans like traditional buyers. That means no risk of financing falling through or long delays. When I make you an offer, that’s the amount you’ll receive at closing, less any standard closing costs I agree to cover.

How fast is a fast closing?

After you share some details about your home, I can usually make you a no-obligation, fair all-cash offer in as little as 24 hours. Once you accept, I close at a local, reputable title company in as little as 7 days. Compared to the 30+ days it often takes to close with a traditional listing, the difference is huge when you need to sell fast.

What if I don’t need a fast closing?

I work on your time frame. If you don’t need to close right away and want time to make plans or sort things out, I’ll simply schedule the closing on the day that works best for you.

Will I get a lowball offer?

My goal is to give you the fairest offer I can. Unlike some buyers or big tech companies, I’m open about how I come up with my numbers. I look at what your house should be worth after repairs, subtract my costs and a reasonable profit, and that’s how I build your offer. I’m happy to walk you through it step by step.

Is this even legit?

Yes, it is. More and more homeowners across Southern Indiana and the Louisville area are choosing cash home buyers instead of listing with an agent. I offer a simple, local option for people who need to sell quickly, sell as-is, or avoid foreclosure. I’ll listen to your situation, make you a clear all-cash offer, and close on the timeline that works for you.

older home in need of repairs in Southern IndianaIndiana

See what I can offer you for your home

Send me some basic details about your house in Southern Indiana or nearby to get started on your cash offer today!